How CrayPay Works

Find a Place

Browse nearby locations.
Search by name or category.
Shop online or in-store.

Apply Your Reward

Enter the amount owed.
Confirm your new reward price.
Purchase a gift card for the exact amount.

Redeem & Save

Show your gift card to the cashier.
Earn points toward bigger rewards.
Save on every purchase, every time.

Paying with your phone why you'll love it

It's Free!

CrayPay is free for iOS and Android users. There are no costly memberships or monthly fees. Not now. Not ever.

Places You Know

CrayPay is approved for use at thousands of national brand and regional locations including movie theaters, restaurants, retailers and online stores. Use your instant rewards to save at places you already know and love!

Better Security

Your credit or debit card number is never stored on your device, so your payment information can't be stolen if your phone goes missing. Your account is also password protected and offers additional login security using Touch ID or PIN, just to be sure it's really you.

Bigger Incentives

We reward you with points on the money you save, not the money you spend. Points allow you to level up to bigger savings on all purchases at each of our partner locations. The more you save, the faster you achieve new reward levels with bigger savings.

It's Free!

CrayPay is free for iOS and Android users. There are no costly memberships or monthly fees. Not now. Not ever.

Places You Know

CrayPay is approved for use at thousands of national brand and regional locations including movie theaters, restaurants, retailers and online stores. Use your instant rewards to save at places you already know and love!

Better Security

Your credit or debit card number is never stored on your device, so your payment information can't be stolen if your phone goes missing. Your account is also password protected and offers additional login security using Touch ID or PIN, just to be sure it's really you.

Bigger Incentives

We reward you with points on the money you save, not the money you spend. Points allow you to level up to bigger savings on all purchases at each of our partner locations. The more you save, the faster you achieve new reward levels with bigger savings.

CrayPay for Business

CrayPay is a mobile payment and marketing platform that sends customers to your business with no upfront costs.

Zero Credit Card Fees

Keep more money in your business. With CrayPay, you never pay a credit card fee. Ever.

Mobile Payment Ready

Accept payments from iOS and Android users. There's never any hardware to buy or any monthly fees.

Marketing Dashboard

Track marketing efforts with online analytics and manage transactions in your free merchant portal.

Our Users Said

Testimonial quotation icon

CrayPay is revolutionizing the way people save money with gift cards. It’s so easy to use, there is literally no longer an excuse for paying full price for anything...


Joanie Demer

CEO, The Krazy Coupon Lady

Being a frequent shopper I am always looking for ways to save; thanks to CrayPay I can save wherever I go by using my phone. It's safe, convenient and rewarding!


Clint Dickson

Finance Student, Arizona State University

Gentlemen, this app ROCKS!


Doug Lichliter

Director, Risk Management and Insurance at Veritiv

Craypay app icon

Download CrayPay

Get started with the only mobile payment app that saves you money every time you pay.

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